{"id":19366,"date":"2024-10-17T14:57:00","date_gmt":"2024-10-17T12:57:00","guid":{"rendered":"https:\/\/branchenversicherung.ch\/?page_id=19366"},"modified":"2025-02-27T11:23:45","modified_gmt":"2025-02-27T10:23:45","slug":"assurance-accidents-individuelle","status":"publish","type":"page","link":"https:\/\/branchenversicherung.ch\/fr\/assure\/assurance-accidents-individuelle\/","title":{"rendered":"Assurance-accidents individuelle"},"content":{"rendered":"<section id=\"halfHeader-block_58cb48ea4ac2d9154fae91e57d56e4f4\" class=\"halfHeader container__page\">\n  <div class=\"inside__hero__half imagineNow\">\n    <div class=\"half__description__row\">\n            <p class=\"parent__title__single\">  <a href=\"https:\/\/branchenversicherung.ch\/fr\/assure\/\">Assurances<\/a><\/p>\n          <h1 class=\"hero__title__h\">Assurance-accidents individuelle <\/h1>\n            <p class=\"description__row\"> L&rsquo;assurance-accidents obligatoire ne couvre pas toutes les cons\u00e9quences financi\u00e8res ; ou les prestations de la caisse maladie ne sont pas suffisantes. C&rsquo;est l\u00e0 qu&rsquo;intervient l&rsquo;assurance-accidents individuelle.<\/p>\n         \n        \n                  \n      <!--<div  class=\"scroll__one__bottom with__new__arrow\"> <\/div>-->\n    <\/div>\n    <div class=\"half__image__row\">\n      <img decoding=\"async\" width=\"2560\" height=\"1493\" src=\"https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2021\/11\/BV_Leistung_Produkte_Header_1680x980px_Einzelunfall-scaled.jpg\" class=\"attachment-full size-full\" alt=\"Titelbild Einzelunfallversicherung Produkteseite\" srcset=\"https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2021\/11\/BV_Leistung_Produkte_Header_1680x980px_Einzelunfall-scaled.jpg 2560w, https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2021\/11\/BV_Leistung_Produkte_Header_1680x980px_Einzelunfall-300x175.jpg 300w, https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2021\/11\/BV_Leistung_Produkte_Header_1680x980px_Einzelunfall-1024x597.jpg 1024w, https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2021\/11\/BV_Leistung_Produkte_Header_1680x980px_Einzelunfall-768x448.jpg 768w, https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2021\/11\/BV_Leistung_Produkte_Header_1680x980px_Einzelunfall-1536x896.jpg 1536w, https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2021\/11\/BV_Leistung_Produkte_Header_1680x980px_Einzelunfall-2048x1195.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>    <\/div>\n  <\/div>\n<\/section>\n\n\n<div class=\"gb-container gb-container-c1b79790\"><div class=\"gb-inside-container\">\n<div class=\"gb-grid-wrapper gb-grid-wrapper-8baafd59\">\n<div class=\"gb-grid-column gb-grid-column-a79f536a\"><div class=\"gb-container gb-container-a79f536a entry-text-093\"><div class=\"gb-inside-container\">\n<div class=\"gb-container gb-container-72a0eb39\">\n<section  class=\"icon-text columns-3\">\n    <div class=\"container\">\n                            <div class=\"row\">\n                                    <div class=\"col\">\n                                                    <img decoding=\"async\" class=\"icon\" src=\"https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2024\/08\/Webseite_Icon_96x96px_Personalisierte_Versicherungsangebote_24.png\" \/>\n                                                                        <p>Couverture individuelle sur mesure<\/p>\n                    <\/div>\n                                    <div class=\"col\">\n                                                    <img decoding=\"async\" class=\"icon\" src=\"https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2024\/08\/Webseite_Icon_96x96px_EU_Kapitalzahlungen_24.png\" \/>\n                                                                        <p>Versements de capital ind\u00e9pendants des prestations des assureurs tiers <\/p>\n                    <\/div>\n                                    <div class=\"col\">\n                                                    <img decoding=\"async\" class=\"icon\" src=\"https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2024\/08\/Webseite_Icon_96x96px_EU_Schutz_Finanzielle_Folgen_Weltweit_24.png\" \/>\n                                                                        <p>Couverture mondiale des cons\u00e9quences financi\u00e8res <\/p>\n                    <\/div>\n                            <\/div>\n            <\/div>\n<\/section>\n<\/div>\n\n<section  class=\"double-cta columns-1\">\n    <div class=\"container\">\n                    <div class=\"row\">\n                                    <div class=\"col\">\n                                                    <h4 class=\"title\">Demande d\u2019offre<\/h4>\n                                                <p>Recevez rapidement et facilement votre offre individuelle<\/p>\n                                                    <a class=\"button\" href=\"https:\/\/branchenversicherung.ch\/fr\/service\/demande-doffre\/\">Offre<\/a>\n                                            <\/div>\n                            <\/div>\n            <\/div>\n<\/section>\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Aper\u00e7u de l\u2019assurance-accidents individuelle<\/h2>\n\n\n\n<p>L\u2019assurance-accidents individuelle offre une couverture suppl\u00e9mentaire contre les cons\u00e9quences financi\u00e8res d\u2019accidents, notamment pour les travailleurs ind\u00e9pendants (propri\u00e9taires d\u2019entreprise) non assur\u00e9s \u00e0 titre obligatoire selon la LAA.&nbsp;<\/p>\n\n\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u00c0 qui s\u2019adresse l\u2019assurance-accidents individuelle ?<\/h2>\n\n\n\n<p>L\u2019assurance-accidents individuelle s\u2019adresse aux:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>travailleurs ind\u00e9pendants<\/li>\n\n\n\n<li>salari\u00e9s \u00e0 temps partiel qui ont un taux d\u2019occupation inf\u00e9rieur \u00e0 huit heures par semaine et souhaitent s\u2019assurer \u00e9galement contre les ANP<\/li>\n\n\n\n<li>femmes et hommes au foyer, enfants, adolescents ou \u00e9tudiants&nbsp;<\/li>\n<\/ul>\n\n\n<section  class=\"table\">\n    <div class=\"container\">\n                <h2 class=\"title\">Prestations de l\u2019assurance-accidents individuelle<\/h2>\n                                    <div class=\"wrapper\">\n                <table style='width: 1036px; table-layout: fixed'>\n                                            <colgroup>\n                                                            <col style=\"width: 368px\">\n                                                            <col style=\"width: 668px\">\n                                                    <\/colgroup>\n                                                                                        <tr>\n                                                                                                                                    <td style='background: #cccccc'><p><strong>Prestations<\/strong><\/p>\n<\/td>\n                                                                                                        <td style='background: #cccccc'><p><strong>Couverture de l&rsquo;assurance-accidents individuelle<\/strong><\/p>\n<\/td>\n                                                                                    <\/tr>\n                                                                                            <tr>\n                                                                                                                                    <td style='background: #f4f4f4'><p>Indemnit\u00e9 journali\u00e8re<\/p>\n<\/td>\n                                                                                                        <td ><p>Indemnit\u00e9 journali\u00e8re pour chaque jour civil d\u2019incapacit\u00e9 de travail constat\u00e9e par un m\u00e9decin.<\/p>\n<\/td>\n                                                                                    <\/tr>\n                                                                                            <tr>\n                                                                                                                                    <td style='background: #f4f4f4'><p>Frais de gu\u00e9rison et traitement<\/p>\n<\/td>\n                                                                                                        <td ><p>Mesures th\u00e9rapeutiques prises par des m\u00e9decins et dentistes, frais pharmaceutiques et m\u00e9dicaments sp\u00e9ciaux non pris en charge par les caisses d\u2019assurance-maladie. Frais de s\u00e9jour et de soins en division semi-priv\u00e9e ou priv\u00e9e de tous les h\u00f4pitaux dans le monde entier.<\/p>\n<\/td>\n                                                                                    <\/tr>\n                                                                                            <tr>\n                                                                                                                                    <td style='background: #f4f4f4'><p>Capital invalidit\u00e9<\/p>\n<\/td>\n                                                                                                        <td ><p>En cas d\u2019invalidit\u00e9, versement en capital de la somme d\u2019assurance fix\u00e9e.<\/p>\n<\/td>\n                                                                                    <\/tr>\n                                                                                            <tr>\n                                                                                                                                    <td style='background: #f4f4f4'><p>Capital d\u00e9c\u00e8s<\/p>\n<\/td>\n                                                                                                        <td ><p>En cas de d\u00e9c\u00e8s, versement en capital de la somme d\u2019assurance fix\u00e9e.<\/p>\n<\/td>\n                                                                                    <\/tr>\n                                                                                            <tr>\n                                                                                                                                    <td style='background: #f4f4f4'><p>Frais de transport inclus Frais de sauvetage et de d\u00e9gagement<\/p>\n<\/td>\n                                                                                                        <td ><div><span lang=\"FR-CH\">Sauvetage ou r\u00e9cup\u00e9ration de la personne assur\u00e9e, actions de sauvetage et rapatriement d\u2019un corps de l\u2019\u00e9tranger vers la Suisse.<\/span><\/div>\n<\/td>\n                                                                                    <\/tr>\n                                                            <\/table>\n            <\/div>\n            <\/div>\n<\/section>\n\n\n<h2 class=\"wp-block-heading\">Aper\u00e7u des avantages d\u2019une assurance-accidents individuelle<\/h2>\n\n\n\n<p>La souscription d\u2019une assurance-accidents individuelle offre aux assur\u00e9s les avantages suivants :&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Protection contre les cons\u00e9quences financi\u00e8res dans le monde entier<\/li>\n\n\n\n<li>Couverture individuelle et sur mesure<\/li>\n\n\n\n<li>Paiements en capital ind\u00e9pendants des prestations d\u2019autres assureurs<\/li>\n\n\n\n<li>Les sports \u00e0 la mode sont couverts<\/li>\n<\/ul>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><\/h2>\n\n<\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n<div class=\"gb-container gb-container-9300adcd\"><div class=\"gb-inside-container\">\n\n<h2 class=\"wp-block-heading\">Questions fr\u00e9quemment pos\u00e9es sur l\u2019assurance-accidents collective<\/h2>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<section id=\"accordionB-block_d9929e36a22613c3222b0d9cea496eb3\" class=\"accordionB container__accordion\">\n  <div class=\"rows__accordion make__accordion\"><h3 class=\"accordion__title__down\"> <span class=\"acc__head__text\"> Qu\u2019est-ce qu\u2019une assurance-accidents individuelle ?<\/span><span class=\"icon__accordion__acc\"> <i class=\"fas fa-chevron-down\"><\/i>  <i class=\"fas fa-chevron-up\"><\/i> <\/span><\/h3><div class=\"accordion__hidden__shown\"><p style=\"font-weight: 400;\">L\u2019assurance-accident individuelle constitue un compl\u00e9ment \u00e0 l\u2019assurance-accident obligatoire ou \u00e0 une autre couverture accident. La couverture des accidents est limit\u00e9e avec la LAA et la caisse d\u2019assurance-maladie.<\/p>\n<ul>\n<li>Les travailleurs ind\u00e9pendants (propri\u00e9taires) d\u2019entreprises individuelles ne sont pas soumis \u00e0 l\u2019obligation d\u2019assurance selon la LAA. Il est recommand\u00e9 de souscrire une assurance-accidents pour se pr\u00e9munir contre les cons\u00e9quences financi\u00e8res d\u2019un accident.<\/li>\n<\/ul>\n<\/div><hr class=\"accordion__separate row__seps\"><\/div><div class=\"rows__accordion make__accordion\"><h3 class=\"accordion__title__down\"> <span class=\"acc__head__text\"> Le\/la partenaire et les enfants peuvent-ils \u00eatre coassur\u00e9s dans le cadre de l\u2019assurance-accidents individuelle ?<\/span><span class=\"icon__accordion__acc\"> <i class=\"fas fa-chevron-down\"><\/i>  <i class=\"fas fa-chevron-up\"><\/i> <\/span><\/h3><div class=\"accordion__hidden__shown\"><div><span lang=\"FR-CH\">Avec une assurance-accidents individuelle, vous pouvez \u00e9galement assurer votre conjoint ou votre conjointe s\u2019il ou elle travaille moins de huit heures par semaine dans votre entreprise. Vous pouvez \u00e9galement inclure vos enfants dans l\u2019assurance-accidents priv\u00e9e. <\/span><\/div>\n<p>Il s\u2019agit donc d\u2019un compl\u00e9ment judicieux.<\/p>\n<\/div><hr class=\"accordion__separate row__seps\"><\/div><\/section>\n\n\n\n<div style=\"height:69px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<section  class=\"double-cta columns-2\">\n    <div class=\"container\">\n                    <div class=\"row\">\n                                    <div class=\"col\">\n                                                    <h4 class=\"title\">Demander des conseils<\/h4>\n                                                <p>Contactez d\u00e8s maintenant un conseiller pr\u00e8s de chez vous<\/p>\n                                                    <a class=\"button\" href=\"https:\/\/branchenversicherung.ch\/fr\/service\/nos-conseillers-a-la-clientele-se-tiennent-a-votre-disposition\/\">Conseils<\/a>\n                                            <\/div>\n                                    <div class=\"col\">\n                                                    <h4 class=\"title\">Demande d\u2019offre<\/h4>\n                                                <p>Recevez rapidement et facilement votre offre individuelle<\/p>\n                                                    <a class=\"button\" href=\"https:\/\/branchenversicherung.ch\/fr\/service\/demande-doffre\/\">Offre<\/a>\n                                            <\/div>\n                            <\/div>\n            <\/div>\n<\/section>\n\n\n<div style=\"height:58px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"rows__downloads make__accordion\"><h2 class=\"cat__title__down\">Documents \u00e0 t\u00e9l\u00e9charger<span class=\"icon__accordion__down\"> <i class=\"fas fa-chevron-down\"><\/i>  <i class=\"fas fa-chevron-up\"><\/i> <\/span><\/h2><div class=\"ul__list__downlaods \"><div class=\"list__downlaods seps\"><a class=\"download__ahref\" download href=\"https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2022\/06\/BV_Produktesheet_Einzelunfall_FR_RZ_22.pdf\"><span class=\"title__downloads\">Fiche d'information Assurance-accidents individuelle<\/span> <span class=\"file__icon__size\">pdf (2,10 MB) <i class=\"fas fa-download icon__in__download\"><\/i><\/span><\/a><hr class=\"download__separate\"><\/div><\/div><hr class=\"download__separate row__seps\"><\/div>\n\n\n\n<div style=\"height:72px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"gb-grid-wrapper gb-grid-wrapper-e258ee92\">\n<div class=\"gb-grid-column gb-grid-column-b95b02c7\"><div class=\"gb-container gb-container-b95b02c7 eql__column\"><div class=\"gb-inside-container\">\n\n<figure class=\"wp-block-image size-large image__full\"><img decoding=\"async\" width=\"1024\" height=\"688\" src=\"https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2022\/04\/BV_Teaser_1120x752px_Gebaudeversicherung-1024x688.webp\" alt=\"\" class=\"wp-image-12928\" srcset=\"https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2022\/04\/BV_Teaser_1120x752px_Gebaudeversicherung-1024x688.webp 1024w, https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2022\/04\/BV_Teaser_1120x752px_Gebaudeversicherung-300x202.webp 300w, https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2022\/04\/BV_Teaser_1120x752px_Gebaudeversicherung-768x516.webp 768w, https:\/\/branchenversicherung.ch\/wp-content\/uploads\/2022\/04\/BV_Teaser_1120x752px_Gebaudeversicherung.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<\/div><\/div><\/div>\n\n<div class=\"gb-grid-column gb-grid-column-ed4375f2\"><div class=\"gb-container gb-container-ed4375f2 make__me__relative\"><div class=\"gb-inside-container\">\n\n<p class=\"fix__p__no__margins\" style=\"font-size:14px\">Cela pourrait aussi vous int\u00e9resser<\/p>\n\n\n\n<h2 class=\"gb-headline gb-headline-095d0511 gb-headline-text\">Assurance b\u00e2timent<\/h2>\n\n\n\n<p>La meilleure fondation pour la s\u00e9curit\u00e9 de tout b\u00e2timent. Pour une flexibilit\u00e9 maximale, nous proposons ce produit dans une conception particuli\u00e8rement modulaire.<\/p>\n\n\n\n<p class=\"half__button__icon adjust__bottom\"><a href=\"\/fr\/assure\/assurance-batiment\/\" data-type=\"URL\">En savoir plus<\/a><\/p>\n\n<\/div><\/div><\/div>\n<\/div>\n\n\n<div style=\"height:75px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<\/div><\/div>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Questions fr\u00e9quemment pos\u00e9es sur l\u2019assurance-accidents collective<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":21581,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"iawp_total_views":194,"footnotes":""},"class_list":["post-19366","page","type-page","status-publish"],"acf":[],"_links":{"self":[{"href":"https:\/\/branchenversicherung.ch\/fr\/wp-json\/wp\/v2\/pages\/19366","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/branchenversicherung.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/branchenversicherung.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/branchenversicherung.ch\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/branchenversicherung.ch\/fr\/wp-json\/wp\/v2\/comments?post=19366"}],"version-history":[{"count":12,"href":"https:\/\/branchenversicherung.ch\/fr\/wp-json\/wp\/v2\/pages\/19366\/revisions"}],"predecessor-version":[{"id":20296,"href":"https:\/\/branchenversicherung.ch\/fr\/wp-json\/wp\/v2\/pages\/19366\/revisions\/20296"}],"up":[{"embeddable":true,"href":"https:\/\/branchenversicherung.ch\/fr\/wp-json\/wp\/v2\/pages\/21581"}],"wp:attachment":[{"href":"https:\/\/branchenversicherung.ch\/fr\/wp-json\/wp\/v2\/media?parent=19366"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}